Survey story – part two

Here’s the second part of my blog on some key themes emerging from the latest English Housing Survey.

Part one looked at changing trends in tenure, the impact of the financial crisis and the true nature of under-occupation. This final part looks at three more trends that caught my eye: private renters are not as satisfied as they seem; affordability may not be what you think; and social renters do not conform to TV stereotypes.

-> Read the rest of this post on Inside Edge, my blog for Inside Housing


Survey story – part one

It’s time again for a welter of new information about housing in England. Here’s the first of a two-part blog on what caught my eye.

The English Housing Survey also covers stock conditions, energy efficiency and fire safety but this blog concentrates on the story on households. Information from it was first released in February but more followed today. Here are the first three of six themes that seemed significant to me.

The slow death of the property-owning democracy continues: I blogged about the key trends in tenure in February. It wasn’t just about the rise and rise of private renting (it had been clear that it would overtake social renting for some time) but a huge shift within owner-occupation.

-> Read the rest of this post on Inside Edge, my blog for Inside Housing


A room of their own

What does the Lib Dem change of heart mean for the future of the bedroom tax?

It is not quite the u-turn that’s being claimed in some quarters but it is a significant change of direction. It’s not quite the mature change of mind in the light of the evidence that’s being claimed by the Lib Dems either: the evidence has been there from the beginning and the independent evaluation that supposedly triggered the change in policy must have been available at the DWP for weeks before it was sneaked out on Tuesday.

Read Rob Gershon’s great blog for a forensic analysis of Wednesday night’s statement by Treasury chief secretary Danny Alexander and all the previous evidence that he seems somehow to have missed. I’d add only one thing to that: Danny could have asked his dad.

This is of course not the first time that the Lib Dems have withdrawn support from the bedroom tax. In April it turned out that Tim Farron meant the party but not the bit of it that’s in government. This time around the leadership is falling into line with the grassroots to call for specific reforms to the policy.

-> Read the rest of this post at Inside Edge, my blog for Inside Housing


Shuffling the deck

So housing seems to have kept the politicians who should have gone and lost the one who was making a difference.

Speculation ahead of the reshuffle suggested that Eric Pickles and Iain Duncan Smith would leave their posts as part of the cull of middle aged men in the Cabinet. True, some of the stories seemed a bit thin (a woman with a posh accent overheard talking on the phone didn’t seem like much to go on) but I lived in hope. I also looked forward to the DWP press release arguing that it proved that universal credit is ‘on track and on schedule’.

Instead it’s business as usual at the top of their two departments with a shake-up lower down the ministerial scale. After just over nine months in the job, Kris Hopkins is now the former housing minister and is shunted sideways into local government. Brandon Lewis moves from that job and gets a promotion to minister of state for housing and planning. Penny Mordaunt comes in as junior minister responsible for coastal communities.

-> Read the rest of this post on Inside Edge, my blog for Inside Housing


In case you missed it

Today looks like a very good day for the DWP to sneak out independent research on the impact of the bedroom tax and cuts to the local housing allowance.

While Iain Duncan Smith seems to have survived the Cabinet cull of middle aged men, the two reports offer in-depth scrutiny of two of his most controversial policies. There is as yet no DWP press release or comment but you can find the reports here and here on its website.

This blog will concentrate on the independent evaluation of what the DWP calls the removal of the spare room subsidy. The report by the Cambridge Centre for Housing and Planning Research and Ipsos Mori analyses the effects on and the responses of tenants, landlords, local authorities, voluntary and statutory organisations and advice agencies and lenders.

-> Read the rest of this post on Inside Edge, my blog for Inside Housing 


Chance of a lifetime

MPs will get the chance to back major housing reforms including new significant exemptions to the bedroom tax later this year. Will they take it?

Andrew George, the Liberal Democrat MP for St Ives, has what he describes as ‘the chance of a lifetime’ to change things through legislation after coming first in the ballot for private member’s bills. Talking to him yesterday gave me a fascinating but slightly depressing insight into how the system – and party politics – work.

He consulted his constituents on a shortlist of options including housing, a Cornish Assembly and health care standards and after more than 2,000 comments has decided to plump for an Affordable Homes Bill with four key elements:

  • Extension of Help to Buy or a new Affordable Homes Investment Bank to underpin the ‘intermediate’ market (shared equity/shared ownership/mutual housing) to construct a new lower rung on the housing ladder for those who cannot afford full ownership.
  • New exemptions to the bedroom tax for anyone who has lived at an address for more than three years or who lives in a home with disabled adaptations
  • A new Use Class for ‘non-permanent residential use’ to empower local planning authorities to control the number of second homes in their area.
  • Enhanced powers of compulsory purchase for local authorities where developers land bank development sites or fail to use sites for which planning permission has been granted but development has not advanced or where need for affordable homes cannot be met on ‘exception’ sites through community land auctions/trusts.

-> Read the rest of this post on Inside Edge, my blog for Inside Housing


Passing the buck

George Osborne has spent so long outsourcing responsibility for the housing market to Mark Carney that it’s easy to forget the Bank of England’s actual brief.

Far from controlling house prices, or tackling affordability or making the market less dysfunctional, the Bank’s Financial Policy Committee (FPC) ‘is charged with a primary objective of identifying, monitoring and taking action to remove or reduce systemic risks with a view to protecting and enhancing the resilience of the UK financial system’ and a secondary objective ‘to support the economic policy of the government’.

So the measures the FPC announced today on high loan to income (LTI) mortgages and a slightly strengthened stress test on lending are about preventing future house prices from increasing household debt to a level that poses risks to the financial system rather than tackling current price levels and affordability.

-> Read the rest of this post on Inside Edge, my blog for Inside Housing


Paying the bill

Blink and you may have missed it but significant housing legislation you may never have heard of passed its final stages in the Commons on Monday night.

Scant discussion in the housing press (including by me) of the Deregulation Bill is perhaps understandable when you consider that it is huge and it covers everything from the right to buy to outer space*. Several of the clauses involving housing were also not in the original Bill and have been added later.

However, here’s what will become law in England this summer as a result of Monday’s votes (there are other minor changes I don’t have room for):

  • The qualifying period for the right to buy will be reduced from five years to three
  • Local authorities will no longer be able to impose standards for new homes that go beyond the building regulations (mainly on energy efficiency)
  • Legislation banning short-term lets of homes in London will be repealed
  • The secretary of state will no longer have the power to require local authorities to produce housing strategies.

-> Read the rest of this post on Inside Edge, my blog for Inside Housing


‘We are not a charity’

An eloquent argument for social housing came from an unexpected source on Panorama last night.

The programme covered what it called a new housing crisis: homelessness and the private rented sector. The hook for Britain’s Homeless Families was the fact that the number of people being made homeless by private landlords has trebled in the last five years but it also looked at families stuck in temporary accommodation and facing eviction because of the benefit cap.

It began with the case of Vicky, who was forced to leave her home in Kent because she was on housing benefit despite the fact that she had never been in rent arrears and never had a complaint about her. ‘I’m a bit shocked actually,’ she said. ‘If you treated the property well and you paid your rent I couldn’t see what the problem would be.’

Read the rest of this post on Inside Edge, my blog for Inside Housing


England, Brazil and me

The four-yearly cycle of hope and disappointment is complete. England’s early departure from yet another World Cup got me thinking about how much things have changed since the first one I can remember.

Everyone who loves football has one World Cup that seems frozen in time. For me it’s 1970. I was six years old when England won in 1966, old enough to realise that something important was happening but not quite old enough to realise what it was. West Germany 1974 and Argentina 1978 were memorable but by then I was a bit more cynical and England failed to qualify for both of them. To the ten-year-old me, though, Mexico 1970 was a thing of wonder, an almost impossibly exotic version of the game I played with my friends in the school playground.

Some of this is to do with age. As with David Hemery and Mary Peters winning gold at the Mexico Olympics in 1968 or Neil Armstrong landing on the Moon in 1969, it happened when I was old enough to appreciate what was happening but young enough to be seeing it for the first time. Add weeks collecting stickers for my Soccer Stars Album and I was hooked:

SS cover

Read the rest of this entry »


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